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The basics of home ownership: what you need and what you don’t The Basics of Homeownership: What You Need and What You Don’t There are many things you need in order to own a home, but not everyone has them. Unless you have a college degree or some other prohibitive amount of money, the majority of people can buy their first home without any help. However, there are some key things you may not have access to if you’re just starting out....